WHAT TO DO	LICENSED - BONDED - CONFIDENTIAL !
home  contact us  services  about us  why?  description  faq  what to do  recovery  request appt  resources    confidentiality	How to report a claim.   The first key to reporting a homeowner's insurance claim is to understand your policy and exactly what it covers and exactly what it does not cover. Your policy is a contract between you and your insurance company, but understanding it is up to you. If you have any questions or concerns, the best time to ask for clarification is before a claim needs to be filed. Protect your self by following these simple steps: Know your policy Report burglaries, thefts and other crimes to the police immediately. Contact your insurance company's hotline as soon as possible, getting any information on the pertinent steps that you need take next, following the guidelines of your policy. Protect yourself and your family by taking the steps necessary to prevent further damage or loss, repairing windows, etc. Begin to take inventory of the damaged or missing property. Obtain claim forms as soon as possible from your insurance company. Return them completed as soon as possible. Be sure that an insurance adjuster inspects all damage done to your property. You may also want to visit these links below. They provide additional insight into the steps you can take to make the claims process smoother: How to read your insurance policy: www.AreYouCovered.com/readpolicy.htm www.geocities.com/claritydoc/ How to report a claim: http://home.insurance.com/insurance_options/home/home_general_claim.asp http://info.insure.com/gen/claims.html Insurance Company Phone numbers: www.helpinsure.com/lcenter/providers.html Emergency phone number links: www.reefseekers.com/emergency.html www.newport-beach.ca.us/ADMSVS/TelephoneDirectory.html www.cotodecazaonline.com/phone_numbers.htm

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